Lead #2011

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Grow your business with us Keeping an eye on Profitability We are a dedicated firm of Chartered Accountants, committed to supporting businesses and households with professional expertise and personalised service. Contact us Clear Start Accountants are trusted by over 6,000+ satisfied customers. 4.8 4,117 reviews 6,000+ Satisfied Clients Empowering You with Financial Clarity. At Clear Start Accountants, we specialise in providing expert financial guidance tailored to your business and household needs. Whether you are a start-up or an established company, our team is committed to helping you achieve your financial goals with precision and confidence.. Contact Us 0161 518 6795 Our full range of accountancy services. Corporation Tax VAT Payroll Services New Business Start-ups CIS Personal Tax Return Tax Rebates Personal Budgeting Service Bookkeeping Service Household Re-budgeting HMRC Investigations Other Save your precious time and effort spent for finding a solution. Contact us now Download our App. 01 Manage Your Account Manage your account, update personal information. 02 Tips for Saving Money We are constantly updating our app with money saving tips and offers. 03 Upload Documents Securly upload documents to the app without having to pick up the phone to our team. Download Get the app today. If you are struggling speak to our team! We offer expert accountancy solutions for Let's work together to secure your accountancy success. Ready to get started? Blogs & News No images available for this blog. Company News Celebrating Customer Success… Here at Clear Start Accountants, we are proud to have supported a substantial number of clients to date with our general accountancy support and personal budgeting services. Since the business was established in 2019, Clear Start Accountants has provided financial support for the masses. As well as offering accountancy services for sole traders and smaller firms delivered by our dedicated team of qualified accountants, we also provide pioneering, tech-enabled personal budgeting services for private individuals. Of particular relevance in the current climate, we have helped countless consumers to make considerable cost-savings with our vast suite of services, and with the assistance of our bespoke software – a highly innovative programme available to customers via an app. We have proudly supported individuals across the length and breadth of the country for over five years with budgeting and financial planning, including tailored budgets based on income, expenses and financial goals, with regular reviews of personal circumstances and income checkups. Additionally, assistance has been provided to help clients understand and prioritise their liabilities, strategise their savings and maximise their incomes, with guidance on potential benefit entitlements and applications. Bill and expense management has also been facilitated, consisting of household bill comparisons, subscription and spending audits, and lifestyle budgeting tips. One customer shared their experience with Clear Start Accountants and said: “I have dealt with many people in Clear Start over a few years and have always had a pleasant experience. Today was no exception, as Jamal was a great help being efficient and knowledgeable. We discussed multiple financial issues and he was able to provide great service every step of the way. “The company has helped me multiple times over the last few years, I’m very happy.” A client who utilises our accountancy services added: “Clear Start Accountants and Mubeen have been instrumental in simplifying my finances and guiding me through the Self- Assessment process. Their professional advice and meticulous attention to detail have made tax filing stress-free and efficient. Mubeen&amp;#39;s expertise and personalised support ensured I was always compliant while maximising my financial benefits. I can&amp;#39;t recommend them highly enough for anyone seeking reliable and knowledgeable accounting services.&amp;quot; Another also shared: “I am a medium-sized company owner and have been a client of Clear Start Accountants for several years now. Their expertise, professionalism and attention to detail has been very reassuring. Moreover, they have a wide knowledge of financial topics. I could not be more satisfied with them, and have no hesitation in recommending them for accounting services.” Fiaz Ashraf, Founder and CEO of the AFA Group, commented: “We are exceptionally proud to have supported countless consumers and small businesses to date with significant cost-savings, with overwhelmingly positive feedback received. As the client base continues to grow, we continue to expand our employee base, considerably enlarging the customer- facing team to enable us to maintain the exceptional level of service provided.” 24 April 2025 By Clear Start Accountants Other What’s Changing in the UK Tax Year 2025/26? As we move into the 2025/26 tax year, it’s important for individuals and businesses alike to understand the latest updates and how they might affect your finances. At Clear Start Accountants, we’re here to break down the key changes so you can stay informed and prepared. 📆 When does the new tax year start? The 2025/26 tax year runs from 6 April 2025 to 5 April 2026. 💷 1. Income Tax Bands There are no changes to the main income tax thresholds in England, Wales and Northern Ireland. The bands remain as follows: Personal Allowance: £12,570 (unchanged) Basic Rate (20%): £12,571 to £50,270 Higher Rate (40%): £50,271 to £125,140 Additional Rate (45%): Over £125,140 👉 Note: In Scotland, income tax bands differ due to devolved powers. Scottish taxpayers should refer to the Scottish Government’s budget for specific rates. 🏡 2. National Insurance Contributions (NICs) One of the most significant changes is to National Insurance: Class 1 Employee NICs: Reduced from 10% to 8% for earnings between £12,570 and £50,270. Self-employed Class 4 NICs: Reduced from 8% to 6% for profits between £12,570 and £50,270. Class 2 NICs: Abolished – self-employed individuals will no longer need to pay this flat-rate contribution. This represents meaningful savings for employees and the self-employed. 🧾 3. Dividend Allowance and Capital Gains Tax The Dividend Allowance has been halved again to £500 (was £1,000 in 2024/25). The Capital Gains Tax (CGT) Annual Exempt Amount is now £3,000, down from £6,000 in the previous year. This means investors and company directors may face higher tax bills on dividend income and capital gains. 🏠 4. Property and Buy-to-Let Updates There are no major changes to Stamp Duty Land Tax (SDLT) thresholds in England and Northern Ireland. However, the government has reaffirmed its commitment to reviewing property taxes, and we may see future changes announced later in the year. 💼 5. Corporation Tax and Business Support Corporation Tax remains at 25% for companies with profits over £250,000. For companies with profits under £50,000, the small profits rate of 19% applies. Profits between £50,000 and £250,000 are taxed at a tapered rate. The Full Expensing Scheme, allowing companies to deduct 100% of the cost of eligible plant and machinery, has been made permanent. 🧒 6. Child Benefit Changes From April 2025, the High Income Child Benefit Charge threshold rises from £50,000 to £60,000. It is also being gradually tapered up to £80,000, meaning more families will retain their full entitlement. 👩‍💼 7. Pension and Savings Changes The Annual Allowance for pension contributions remains at £60,000. The Lifetime Allowance was officially abolished from April 2024 – this continues into 2025/26. The ISA allowance remains at £20,000. Need Help Navigating the New Tax Year? At Clear Start Accountants, we understand that staying up to date with tax changes can be overwhelming. Whether you&#039;re self-employed, running a business, or looking to optimise your personal finances, our expert team is here to help you make the most of your money in 2025/26. 📞 Contact us today to book a free consultation. 01 April 2025 By Clear Start Accountants App Enhancing Our Monthly Budgeting Service We are proud to unveil the latest enhancement to our Personal Monthly Budgeting Service, as we launch version three of our pioneering app, offering real-time, unbiased advice on the cheapest deals in a customer’s area. The latest version draws on state-of-the-art programming to source the very best prices, which are now updated every hour, and with the added functionality of push notifications ‘as it happens’ to ensure that our customers are accessing the most competitive deals. Just as prices at the fuel pumps rise steeply, and with big differences in the cost per litre often within a few mile radius, the newest version of the app sends alerts on the cheapest five fuel stations in your locality, drawing on postcode data, as well finding the very best prices for your weekly food basket, top insurance deals and broadband providers. The updated platform also alerts customers via instant push notifications if they go over their monthly budget, helping them to keep control of costs, so everyday living expenses don’t spiral. Our CEO Fiaz Ashraf, said: “For our customers the budgeting app is a lifeline, allowing us to do the hard work for them, in advising how they can save on everyday necessities. Our significant investment in the latest version now takes this one step further, with customised price data supplied in real time to offer the very best deals close to their homes. “This latest move proves our commitment to harnessing the very latest technology to improve our capability, and hence our customer service offering on an on-going basis.” Clear Start also has its own podcast ‘Penny to the Pound’, co-hosted by Founder and CEO Fiaz Ashraf, which teams up with experts and industry leaders across the series to offer their views for those embarking on a journey to financial freedom. Penny to the Pound explores and demystifies in an easy-to-listen format relevant topics such as personal budgeting, household expenses, individual voluntary arrangements (IVAs) and debt relief orders. The podcast is now available to listen to on all major platforms, and can be viewed on the Clear Start Accountants Youtube: https://www.youtube.com/@ClearStartAccountants 28 March 2024 By Clear Start Accountants What do people say about our services? Trustpilot Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Status Page Copyright Scroll var tpj = jQuery; var revapi7; var $ = jQuery.noConflict(); tpj(document).ready(function() { if (tpj("#demo-corporate-slider").revolution == undefined) { revslider_showDoubleJqueryError("#demo-corporate-slider"); } else { revapi7 = tpj("#demo-corporate-slider").show().revolution({ sliderType: "standard", /* sets the Slider's default timeline */ delay: 9000, /* options are 'auto', 'fullwidth' or 'fullscreen' */ sliderLayout: 'fullscreen', /* RESPECT ASPECT RATIO */ autoHeight: 'off', /* options that disable autoplay */ stopLoop: "off", stopAfterLoops: -1, stopAtSlide: -1, navigation: { keyboardNavigation: 'on', keyboard_direction: 'horizontal', mouseScrollNavigation: 'off', mouseScrollReverse: 'reverse', onHoverStop: 'off', arrows: { enable: true, style: 'hesperiden', rtl: false, hide_onleave: false, hide_onmobile: true, hide_under: 500, hide_over: 9999, hide_delay: 200, hide_delay_mobile: 1200, left: { container: 'slider', h_align: 'left', v_align: 'center', h_offset: 50, v_offset: 0 }, right: { container: 'slider', h_align: 'right', v_align: 'center', h_offset: 50, v_offset: 0 } }, bullets: { enable: true, style: 'hermes', tmp: '', direction: 'horizontal', rtl: false, container: 'layergrid', h_align: 'center', v_align: 'bottom', h_offset: 0, v_offset: 30, space: 12, hide_onleave: false, hide_onmobile: true, hide_under: 0, hide_over: 500, hide_delay: true, hide_delay_mobile: 500 }, touch: { touchenabled: 'on', touchOnDesktop: "on", swipe_threshold: 75, swipe_min_touches: 1, swipe_direction: 'horizontal', drag_block_vertical: true } }, responsiveLevels: [1240, 1024, 768, 480], visibilityLevels: [1240, 1024, 768, 480], gridwidth: [1240, 1024, 768, 480], gridheight: [930, 850, 900, 850], /* Lazy Load options are "all", "smart", "single" and "none" */ lazyType: "smart", spinner: "spinner0", parallax: { type: "scroll", origo: "slidercenter", speed: 400, levels: [5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50, 51, 5], }, shadow: 0, shuffle: "off", fullScreenAutoWidth: "on", fullScreenAlignForce: "on", fullScreenOffsetContainer: "nav", fullScreenOffset: "", hideThumbsOnMobile: "off", hideSliderAtLimit: 0, hideCaptionAtLimit: 0, hideAllCaptionAtLilmit: 0, debugMode: false, fallbacks: { simplifyAll: "off", nextSlideOnWindowFocus: "off", disableFocusListener: false, } }); } }); /*ready*/ document.getElementById("downloadButton").addEventListener("click", function() { const footer = document.getElementById("footer"); if (footer) { footer.scrollIntoView({ behavior: "smooth", block: "start" }); } }); // // (function () { // // Check current day and time // const now = new Date(); // const day = now.getDay(); // 0 = Sunday, 1 = Monday, ..., 6 = Saturday // const hour = now.getHours(); // 0 - 23 // const isWeekday = day >= 1 && day <= 7; // Monday to Thursday // const isBetween10And5 = hour >= 10 && hour < 17; // 10am to 5pm // if (isWeekday && isBetween10And5) { // const chatBtn = document.createElement('button'); // chatBtn.id = 'chatLauncher'; // // Chat button styles // chatBtn.style.position = 'fixed'; // chatBtn.style.bottom = '20px'; // chatBtn.style.right = '20px'; // chatBtn.style.border = 'none'; // chatBtn.style.borderRadius = '50%'; // chatBtn.style.backgroundColor = '#58d850'; // chatBtn.style.zIndex = '2147483647'; // chatBtn.style.cursor = 'pointer'; // chatBtn.style.boxShadow = '0 4px 8px rgba(0, 0, 0, 0.2)'; // const isMobile = window.innerWidth < 768; // chatBtn.style.width = isMobile ? '45px' : '60px'; // chatBtn.style.height = isMobile ? '45px' : '60px'; // chatBtn.innerHTML = `<img src="https://cml-chat.co.uk/chat.png" alt="Chat" style="width:60%; height:60%; object-fit:contain;" />`; // document.body.appendChild(chatBtn); // let chatIframe; // chatBtn.addEventListener('click', () => { // if (chatIframe) { // chatIframe.style.display = chatIframe.style.display === 'none' ? 'block' : 'none'; // } else { // chatIframe = document.createElement('iframe'); // chatIframe.src = 'https://cml-chat.co.uk/chatbot.html'; // chatIframe.style.position = 'fixed'; // chatIframe.style.border = 'none'; // chatIframe.style.zIndex = '2147483646'; // chatIframe.style.boxShadow = '0 0 12px rgba(0, 0, 0, 0.3)'; // chatIframe.style.display = 'block'; // if (isMobile) { // chatIframe.style.width = '90vw'; // chatIframe.style.height = '75vh'; // chatIframe.style.bottom = '80px'; // chatIframe.style.right = '5vw'; // chatIframe.style.borderRadius = '10px'; // } else { // chatIframe.style.width = '360px'; // chatIframe.style.height = '500px'; // chatIframe.style.bottom = '90px'; // chatIframe.style.right = '20px'; // chatIframe.style.borderRadius = '10px'; // } // document.body.appendChild(chatIframe); // } // }); // } // })(); //

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Grow your business with us Keeping an eye on Profitability We are a dedicated firm of Chartered Accountants, committed to supporting businesses and households with professional expertise and personalised service. Contact us Clear Start Accountants are trusted by over 6,000+ satisfied customers. 4.8 4,117 reviews 6,000+ Satisfied Clients Empowering You with Financial Clarity. At Clear Start Accountants, we specialise in providing expert financial guidance tailored to your business and household needs. Whether you are a start-up or an established company, our team is committed to helping you achieve your financial goals with precision and confidence.. Contact Us 0161 518 6795 Our full range of accountancy services. Corporation Tax VAT Payroll Services New Business Start-ups CIS Personal Tax Return Tax Rebates Personal Budgeting Service Bookkeeping Service Household Re-budgeting HMRC Investigations Other Save your precious time and effort spent for finding a solution. Contact us now Download our App. 01 Manage Your Account Manage your account, update personal information. 02 Tips for Saving Money We are constantly updating our app with money saving tips and offers. 03 Upload Documents Securly upload documents to the app without having to pick up the phone to our team. Download Get the app today. If you are struggling speak to our team! We offer expert accountancy solutions for Let's work together to secure your accountancy success. Ready to get started? Blogs & News No images available for this blog. Company News Celebrating Customer Success… Here at Clear Start Accountants, we are proud to have supported a substantial number of clients to date with our general accountancy support and personal budgeting services. Since the business was established in 2019, Clear Start Accountants has provided financial support for the masses. As well as offering accountancy services for sole traders and smaller firms delivered by our dedicated team of qualified accountants, we also provide pioneering, tech-enabled personal budgeting services for private individuals. Of particular relevance in the current climate, we have helped countless consumers to make considerable cost-savings with our vast suite of services, and with the assistance of our bespoke software – a highly innovative programme available to customers via an app. We have proudly supported individuals across the length and breadth of the country for over five years with budgeting and financial planning, including tailored budgets based on income, expenses and financial goals, with regular reviews of personal circumstances and income checkups. Additionally, assistance has been provided to help clients understand and prioritise their liabilities, strategise their savings and maximise their incomes, with guidance on potential benefit entitlements and applications. Bill and expense management has also been facilitated, consisting of household bill comparisons, subscription and spending audits, and lifestyle budgeting tips. One customer shared their experience with Clear Start Accountants and said: “I have dealt with many people in Clear Start over a few years and have always had a pleasant experience. Today was no exception, as Jamal was a great help being efficient and knowledgeable. We discussed multiple financial issues and he was able to provide great service every step of the way. “The company has helped me multiple times over the last few years, I’m very happy.” A client who utilises our accountancy services added: “Clear Start Accountants and Mubeen have been instrumental in simplifying my finances and guiding me through the Self- Assessment process. Their professional advice and meticulous attention to detail have made tax filing stress-free and efficient. Mubeen&amp;#39;s expertise and personalised support ensured I was always compliant while maximising my financial benefits. I can&amp;#39;t recommend them highly enough for anyone seeking reliable and knowledgeable accounting services.&amp;quot; Another also shared: “I am a medium-sized company owner and have been a client of Clear Start Accountants for several years now. Their expertise, professionalism and attention to detail has been very reassuring. Moreover, they have a wide knowledge of financial topics. I could not be more satisfied with them, and have no hesitation in recommending them for accounting services.” Fiaz Ashraf, Founder and CEO of the AFA Group, commented: “We are exceptionally proud to have supported countless consumers and small businesses to date with significant cost-savings, with overwhelmingly positive feedback received. As the client base continues to grow, we continue to expand our employee base, considerably enlarging the customer- facing team to enable us to maintain the exceptional level of service provided.” 24 April 2025 By Clear Start Accountants Other What’s Changing in the UK Tax Year 2025/26? As we move into the 2025/26 tax year, it’s important for individuals and businesses alike to understand the latest updates and how they might affect your finances. At Clear Start Accountants, we’re here to break down the key changes so you can stay informed and prepared. 📆 When does the new tax year start? The 2025/26 tax year runs from 6 April 2025 to 5 April 2026. 💷 1. Income Tax Bands There are no changes to the main income tax thresholds in England, Wales and Northern Ireland. The bands remain as follows: Personal Allowance: £12,570 (unchanged) Basic Rate (20%): £12,571 to £50,270 Higher Rate (40%): £50,271 to £125,140 Additional Rate (45%): Over £125,140 👉 Note: In Scotland, income tax bands differ due to devolved powers. Scottish taxpayers should refer to the Scottish Government’s budget for specific rates. 🏡 2. National Insurance Contributions (NICs) One of the most significant changes is to National Insurance: Class 1 Employee NICs: Reduced from 10% to 8% for earnings between £12,570 and £50,270. Self-employed Class 4 NICs: Reduced from 8% to 6% for profits between £12,570 and £50,270. Class 2 NICs: Abolished – self-employed individuals will no longer need to pay this flat-rate contribution. This represents meaningful savings for employees and the self-employed. 🧾 3. Dividend Allowance and Capital Gains Tax The Dividend Allowance has been halved again to £500 (was £1,000 in 2024/25). The Capital Gains Tax (CGT) Annual Exempt Amount is now £3,000, down from £6,000 in the previous year. This means investors and company directors may face higher tax bills on dividend income and capital gains. 🏠 4. Property and Buy-to-Let Updates There are no major changes to Stamp Duty Land Tax (SDLT) thresholds in England and Northern Ireland. However, the government has reaffirmed its commitment to reviewing property taxes, and we may see future changes announced later in the year. 💼 5. Corporation Tax and Business Support Corporation Tax remains at 25% for companies with profits over £250,000. For companies with profits under £50,000, the small profits rate of 19% applies. Profits between £50,000 and £250,000 are taxed at a tapered rate. The Full Expensing Scheme, allowing companies to deduct 100% of the cost of eligible plant and machinery, has been made permanent. 🧒 6. Child Benefit Changes From April 2025, the High Income Child Benefit Charge threshold rises from £50,000 to £60,000. It is also being gradually tapered up to £80,000, meaning more families will retain their full entitlement. 👩‍💼 7. Pension and Savings Changes The Annual Allowance for pension contributions remains at £60,000. The Lifetime Allowance was officially abolished from April 2024 – this continues into 2025/26. The ISA allowance remains at £20,000. Need Help Navigating the New Tax Year? At Clear Start Accountants, we understand that staying up to date with tax changes can be overwhelming. Whether you&#039;re self-employed, running a business, or looking to optimise your personal finances, our expert team is here to help you make the most of your money in 2025/26. 📞 Contact us today to book a free consultation. 01 April 2025 By Clear Start Accountants App Enhancing Our Monthly Budgeting Service We are proud to unveil the latest enhancement to our Personal Monthly Budgeting Service, as we launch version three of our pioneering app, offering real-time, unbiased advice on the cheapest deals in a customer’s area. The latest version draws on state-of-the-art programming to source the very best prices, which are now updated every hour, and with the added functionality of push notifications ‘as it happens’ to ensure that our customers are accessing the most competitive deals. Just as prices at the fuel pumps rise steeply, and with big differences in the cost per litre often within a few mile radius, the newest version of the app sends alerts on the cheapest five fuel stations in your locality, drawing on postcode data, as well finding the very best prices for your weekly food basket, top insurance deals and broadband providers. The updated platform also alerts customers via instant push notifications if they go over their monthly budget, helping them to keep control of costs, so everyday living expenses don’t spiral. Our CEO Fiaz Ashraf, said: “For our customers the budgeting app is a lifeline, allowing us to do the hard work for them, in advising how they can save on everyday necessities. Our significant investment in the latest version now takes this one step further, with customised price data supplied in real time to offer the very best deals close to their homes. “This latest move proves our commitment to harnessing the very latest technology to improve our capability, and hence our customer service offering on an on-going basis.” Clear Start also has its own podcast ‘Penny to the Pound’, co-hosted by Founder and CEO Fiaz Ashraf, which teams up with experts and industry leaders across the series to offer their views for those embarking on a journey to financial freedom. Penny to the Pound explores and demystifies in an easy-to-listen format relevant topics such as personal budgeting, household expenses, individual voluntary arrangements (IVAs) and debt relief orders. The podcast is now available to listen to on all major platforms, and can be viewed on the Clear Start Accountants Youtube: https://www.youtube.com/@ClearStartAccountants 28 March 2024 By Clear Start Accountants What do people say about our services? Trustpilot Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Status Page Copyright Scroll var tpj = jQuery; var revapi7; var $ = jQuery.noConflict(); tpj(document).ready(function() { if (tpj("#demo-corporate-slider").revolution == undefined) { revslider_showDoubleJqueryError("#demo-corporate-slider"); } else { revapi7 = tpj("#demo-corporate-slider").show().revolution({ sliderType: "standard", /* sets the Slider's default timeline */ delay: 9000, /* options are 'auto', 'fullwidth' or 'fullscreen' */ sliderLayout: 'fullscreen', /* RESPECT ASPECT RATIO */ autoHeight: 'off', /* options that disable autoplay */ stopLoop: "off", stopAfterLoops: -1, stopAtSlide: -1, navigation: { keyboardNavigation: 'on', keyboard_direction: 'horizontal', mouseScrollNavigation: 'off', mouseScrollReverse: 'reverse', onHoverStop: 'off', arrows: { enable: true, style: 'hesperiden', rtl: false, hide_onleave: false, hide_onmobile: true, hide_under: 500, hide_over: 9999, hide_delay: 200, hide_delay_mobile: 1200, left: { container: 'slider', h_align: 'left', v_align: 'center', h_offset: 50, v_offset: 0 }, right: { container: 'slider', h_align: 'right', v_align: 'center', h_offset: 50, v_offset: 0 } }, bullets: { enable: true, style: 'hermes', tmp: '', direction: 'horizontal', rtl: false, container: 'layergrid', h_align: 'center', v_align: 'bottom', h_offset: 0, v_offset: 30, space: 12, hide_onleave: false, hide_onmobile: true, hide_under: 0, hide_over: 500, hide_delay: true, hide_delay_mobile: 500 }, touch: { touchenabled: 'on', touchOnDesktop: "on", swipe_threshold: 75, swipe_min_touches: 1, swipe_direction: 'horizontal', drag_block_vertical: true } }, responsiveLevels: [1240, 1024, 768, 480], visibilityLevels: [1240, 1024, 768, 480], gridwidth: [1240, 1024, 768, 480], gridheight: [930, 850, 900, 850], /* Lazy Load options are "all", "smart", "single" and "none" */ lazyType: "smart", spinner: "spinner0", parallax: { type: "scroll", origo: "slidercenter", speed: 400, levels: [5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50, 51, 5], }, shadow: 0, shuffle: "off", fullScreenAutoWidth: "on", fullScreenAlignForce: "on", fullScreenOffsetContainer: "nav", fullScreenOffset: "", hideThumbsOnMobile: "off", hideSliderAtLimit: 0, hideCaptionAtLimit: 0, hideAllCaptionAtLilmit: 0, debugMode: false, fallbacks: { simplifyAll: "off", nextSlideOnWindowFocus: "off", disableFocusListener: false, } }); } }); /*ready*/ document.getElementById("downloadButton").addEventListener("click", function() { const footer = document.getElementById("footer"); if (footer) { footer.scrollIntoView({ behavior: "smooth", block: "start" }); } }); // // (function () { // // Check current day and time // const now = new Date(); // const day = now.getDay(); // 0 = Sunday, 1 = Monday, ..., 6 = Saturday // const hour = now.getHours(); // 0 - 23 // const isWeekday = day >= 1 && day <= 7; // Monday to Thursday // const isBetween10And5 = hour >= 10 && hour < 17; // 10am to 5pm // if (isWeekday && isBetween10And5) { // const chatBtn = document.createElement('button'); // chatBtn.id = 'chatLauncher'; // // Chat button styles // chatBtn.style.position = 'fixed'; // chatBtn.style.bottom = '20px'; // chatBtn.style.right = '20px'; // chatBtn.style.border = 'none'; // chatBtn.style.borderRadius = '50%'; // chatBtn.style.backgroundColor = '#58d850'; // chatBtn.style.zIndex = '2147483647'; // chatBtn.style.cursor = 'pointer'; // chatBtn.style.boxShadow = '0 4px 8px rgba(0, 0, 0, 0.2)'; // const isMobile = window.innerWidth < 768; // chatBtn.style.width = isMobile ? '45px' : '60px'; // chatBtn.style.height = isMobile ? '45px' : '60px'; // chatBtn.innerHTML = `<img src="https://cml-chat.co.uk/chat.png" alt="Chat" style="width:60%; height:60%; object-fit:contain;" />`; // document.body.appendChild(chatBtn); // let chatIframe; // chatBtn.addEventListener('click', () => { // if (chatIframe) { // chatIframe.style.display = chatIframe.style.display === 'none' ? 'block' : 'none'; // } else { // chatIframe = document.createElement('iframe'); // chatIframe.src = 'https://cml-chat.co.uk/chatbot.html'; // chatIframe.style.position = 'fixed'; // chatIframe.style.border = 'none'; // chatIframe.style.zIndex = '2147483646'; // chatIframe.style.boxShadow = '0 0 12px rgba(0, 0, 0, 0.3)'; // chatIframe.style.display = 'block'; // if (isMobile) { // chatIframe.style.width = '90vw'; // chatIframe.style.height = '75vh'; // chatIframe.style.bottom = '80px'; // chatIframe.style.right = '5vw'; // chatIframe.style.borderRadius = '10px'; // } else { // chatIframe.style.width = '360px'; // chatIframe.style.height = '500px'; // chatIframe.style.bottom = '90px'; // chatIframe.style.right = '20px'; // chatIframe.style.borderRadius = '10px'; // } // document.body.appendChild(chatIframe); // } // }); // } // })(); //

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Grow your business with us Keeping an eye on Profitability We are a dedicated firm of Chartered Accountants, committed to supporting businesses and households with professional expertise and personalised service. Contact us Clear Start Accountants are trusted by over 6,000+ satisfied customers. 4.8 4,117 reviews 6,000+ Satisfied Clients Empowering You with Financial Clarity. At Clear Start Accountants, we specialise in providing expert financial guidance tailored to your business and household needs. Whether you are a start-up or an established company, our team is committed to helping you achieve your financial goals with precision and confidence.. Contact Us 0161 518 6795 Our full range of accountancy services. Corporation Tax VAT Payroll Services New Business Start-ups CIS Personal Tax Return Tax Rebates Personal Budgeting Service Bookkeeping Service Household Re-budgeting HMRC Investigations Other Save your precious time and effort spent for finding a solution. Contact us now Download our App. 01 Manage Your Account Manage your account, update personal information. 02 Tips for Saving Money We are constantly updating our app with money saving tips and offers. 03 Upload Documents Securly upload documents to the app without having to pick up the phone to our team. Download Get the app today. If you are struggling speak to our team! We offer expert accountancy solutions for Let's work together to secure your accountancy success. Ready to get started? Blogs & News No images available for this blog. Company News Celebrating Customer Success… Here at Clear Start Accountants, we are proud to have supported a substantial number of clients to date with our general accountancy support and personal budgeting services. Since the business was established in 2019, Clear Start Accountants has provided financial support for the masses. As well as offering accountancy services for sole traders and smaller firms delivered by our dedicated team of qualified accountants, we also provide pioneering, tech-enabled personal budgeting services for private individuals. Of particular relevance in the current climate, we have helped countless consumers to make considerable cost-savings with our vast suite of services, and with the assistance of our bespoke software – a highly innovative programme available to customers via an app. We have proudly supported individuals across the length and breadth of the country for over five years with budgeting and financial planning, including tailored budgets based on income, expenses and financial goals, with regular reviews of personal circumstances and income checkups. Additionally, assistance has been provided to help clients understand and prioritise their liabilities, strategise their savings and maximise their incomes, with guidance on potential benefit entitlements and applications. Bill and expense management has also been facilitated, consisting of household bill comparisons, subscription and spending audits, and lifestyle budgeting tips. One customer shared their experience with Clear Start Accountants and said: “I have dealt with many people in Clear Start over a few years and have always had a pleasant experience. Today was no exception, as Jamal was a great help being efficient and knowledgeable. We discussed multiple financial issues and he was able to provide great service every step of the way. “The company has helped me multiple times over the last few years, I’m very happy.” A client who utilises our accountancy services added: “Clear Start Accountants and Mubeen have been instrumental in simplifying my finances and guiding me through the Self- Assessment process. Their professional advice and meticulous attention to detail have made tax filing stress-free and efficient. Mubeen&amp;#39;s expertise and personalised support ensured I was always compliant while maximising my financial benefits. I can&amp;#39;t recommend them highly enough for anyone seeking reliable and knowledgeable accounting services.&amp;quot; Another also shared: “I am a medium-sized company owner and have been a client of Clear Start Accountants for several years now. Their expertise, professionalism and attention to detail has been very reassuring. Moreover, they have a wide knowledge of financial topics. I could not be more satisfied with them, and have no hesitation in recommending them for accounting services.” Fiaz Ashraf, Founder and CEO of the AFA Group, commented: “We are exceptionally proud to have supported countless consumers and small businesses to date with significant cost-savings, with overwhelmingly positive feedback received. As the client base continues to grow, we continue to expand our employee base, considerably enlarging the customer- facing team to enable us to maintain the exceptional level of service provided.” 24 April 2025 By Clear Start Accountants Other What’s Changing in the UK Tax Year 2025/26? As we move into the 2025/26 tax year, it’s important for individuals and businesses alike to understand the latest updates and how they might affect your finances. At Clear Start Accountants, we’re here to break down the key changes so you can stay informed and prepared. 📆 When does the new tax year start? The 2025/26 tax year runs from 6 April 2025 to 5 April 2026. 💷 1. Income Tax Bands There are no changes to the main income tax thresholds in England, Wales and Northern Ireland. The bands remain as follows: Personal Allowance: £12,570 (unchanged) Basic Rate (20%): £12,571 to £50,270 Higher Rate (40%): £50,271 to £125,140 Additional Rate (45%): Over £125,140 👉 Note: In Scotland, income tax bands differ due to devolved powers. Scottish taxpayers should refer to the Scottish Government’s budget for specific rates. 🏡 2. National Insurance Contributions (NICs) One of the most significant changes is to National Insurance: Class 1 Employee NICs: Reduced from 10% to 8% for earnings between £12,570 and £50,270. Self-employed Class 4 NICs: Reduced from 8% to 6% for profits between £12,570 and £50,270. Class 2 NICs: Abolished – self-employed individuals will no longer need to pay this flat-rate contribution. This represents meaningful savings for employees and the self-employed. 🧾 3. Dividend Allowance and Capital Gains Tax The Dividend Allowance has been halved again to £500 (was £1,000 in 2024/25). The Capital Gains Tax (CGT) Annual Exempt Amount is now £3,000, down from £6,000 in the previous year. This means investors and company directors may face higher tax bills on dividend income and capital gains. 🏠 4. Property and Buy-to-Let Updates There are no major changes to Stamp Duty Land Tax (SDLT) thresholds in England and Northern Ireland. However, the government has reaffirmed its commitment to reviewing property taxes, and we may see future changes announced later in the year. 💼 5. Corporation Tax and Business Support Corporation Tax remains at 25% for companies with profits over £250,000. For companies with profits under £50,000, the small profits rate of 19% applies. Profits between £50,000 and £250,000 are taxed at a tapered rate. The Full Expensing Scheme, allowing companies to deduct 100% of the cost of eligible plant and machinery, has been made permanent. 🧒 6. Child Benefit Changes From April 2025, the High Income Child Benefit Charge threshold rises from £50,000 to £60,000. It is also being gradually tapered up to £80,000, meaning more families will retain their full entitlement. 👩‍💼 7. Pension and Savings Changes The Annual Allowance for pension contributions remains at £60,000. The Lifetime Allowance was officially abolished from April 2024 – this continues into 2025/26. The ISA allowance remains at £20,000. Need Help Navigating the New Tax Year? At Clear Start Accountants, we understand that staying up to date with tax changes can be overwhelming. Whether you&#039;re self-employed, running a business, or looking to optimise your personal finances, our expert team is here to help you make the most of your money in 2025/26. 📞 Contact us today to book a free consultation. 01 April 2025 By Clear Start Accountants App Enhancing Our Monthly Budgeting Service We are proud to unveil the latest enhancement to our Personal Monthly Budgeting Service, as we launch version three of our pioneering app, offering real-time, unbiased advice on the cheapest deals in a customer’s area. The latest version draws on state-of-the-art programming to source the very best prices, which are now updated every hour, and with the added functionality of push notifications ‘as it happens’ to ensure that our customers are accessing the most competitive deals. Just as prices at the fuel pumps rise steeply, and with big differences in the cost per litre often within a few mile radius, the newest version of the app sends alerts on the cheapest five fuel stations in your locality, drawing on postcode data, as well finding the very best prices for your weekly food basket, top insurance deals and broadband providers. The updated platform also alerts customers via instant push notifications if they go over their monthly budget, helping them to keep control of costs, so everyday living expenses don’t spiral. Our CEO Fiaz Ashraf, said: “For our customers the budgeting app is a lifeline, allowing us to do the hard work for them, in advising how they can save on everyday necessities. Our significant investment in the latest version now takes this one step further, with customised price data supplied in real time to offer the very best deals close to their homes. “This latest move proves our commitment to harnessing the very latest technology to improve our capability, and hence our customer service offering on an on-going basis.” Clear Start also has its own podcast ‘Penny to the Pound’, co-hosted by Founder and CEO Fiaz Ashraf, which teams up with experts and industry leaders across the series to offer their views for those embarking on a journey to financial freedom. Penny to the Pound explores and demystifies in an easy-to-listen format relevant topics such as personal budgeting, household expenses, individual voluntary arrangements (IVAs) and debt relief orders. The podcast is now available to listen to on all major platforms, and can be viewed on the Clear Start Accountants Youtube: https://www.youtube.com/@ClearStartAccountants 28 March 2024 By Clear Start Accountants What do people say about our services? Trustpilot Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Status Page Copyright Scroll var tpj = jQuery; var revapi7; var $ = jQuery.noConflict(); tpj(document).ready(function() { if (tpj("#demo-corporate-slider").revolution == undefined) { revslider_showDoubleJqueryError("#demo-corporate-slider"); } else { revapi7 = tpj("#demo-corporate-slider").show().revolution({ sliderType: "standard", /* sets the Slider's default timeline */ delay: 9000, /* options are 'auto', 'fullwidth' or 'fullscreen' */ sliderLayout: 'fullscreen', /* RESPECT ASPECT RATIO */ autoHeight: 'off', /* options that disable autoplay */ stopLoop: "off", stopAfterLoops: -1, stopAtSlide: -1, navigation: { keyboardNavigation: 'on', keyboard_direction: 'horizontal', mouseScrollNavigation: 'off', mouseScrollReverse: 'reverse', onHoverStop: 'off', arrows: { enable: true, style: 'hesperiden', rtl: false, hide_onleave: false, hide_onmobile: true, hide_under: 500, hide_over: 9999, hide_delay: 200, hide_delay_mobile: 1200, left: { container: 'slider', h_align: 'left', v_align: 'center', h_offset: 50, v_offset: 0 }, right: { container: 'slider', h_align: 'right', v_align: 'center', h_offset: 50, v_offset: 0 } }, bullets: { enable: true, style: 'hermes', tmp: '', direction: 'horizontal', rtl: false, container: 'layergrid', h_align: 'center', v_align: 'bottom', h_offset: 0, v_offset: 30, space: 12, hide_onleave: false, hide_onmobile: true, hide_under: 0, hide_over: 500, hide_delay: true, hide_delay_mobile: 500 }, touch: { touchenabled: 'on', touchOnDesktop: "on", swipe_threshold: 75, swipe_min_touches: 1, swipe_direction: 'horizontal', drag_block_vertical: true } }, responsiveLevels: [1240, 1024, 768, 480], visibilityLevels: [1240, 1024, 768, 480], gridwidth: [1240, 1024, 768, 480], gridheight: [930, 850, 900, 850], /* Lazy Load options are "all", "smart", "single" and "none" */ lazyType: "smart", spinner: "spinner0", parallax: { type: "scroll", origo: "slidercenter", speed: 400, levels: [5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50, 51, 5], }, shadow: 0, shuffle: "off", fullScreenAutoWidth: "on", fullScreenAlignForce: "on", fullScreenOffsetContainer: "nav", fullScreenOffset: "", hideThumbsOnMobile: "off", hideSliderAtLimit: 0, hideCaptionAtLimit: 0, hideAllCaptionAtLilmit: 0, debugMode: false, fallbacks: { simplifyAll: "off", nextSlideOnWindowFocus: "off", disableFocusListener: false, } }); } }); /*ready*/ document.getElementById("downloadButton").addEventListener("click", function() { const footer = document.getElementById("footer"); if (footer) { footer.scrollIntoView({ behavior: "smooth", block: "start" }); } }); // // (function () { // // Check current day and time // const now = new Date(); // const day = now.getDay(); // 0 = Sunday, 1 = Monday, ..., 6 = Saturday // const hour = now.getHours(); // 0 - 23 // const isWeekday = day >= 1 && day <= 7; // Monday to Thursday // const isBetween10And5 = hour >= 10 && hour < 17; // 10am to 5pm // if (isWeekday && isBetween10And5) { // const chatBtn = document.createElement('button'); // chatBtn.id = 'chatLauncher'; // // Chat button styles // chatBtn.style.position = 'fixed'; // chatBtn.style.bottom = '20px'; // chatBtn.style.right = '20px'; // chatBtn.style.border = 'none'; // chatBtn.style.borderRadius = '50%'; // chatBtn.style.backgroundColor = '#58d850'; // chatBtn.style.zIndex = '2147483647'; // chatBtn.style.cursor = 'pointer'; // chatBtn.style.boxShadow = '0 4px 8px rgba(0, 0, 0, 0.2)'; // const isMobile = window.innerWidth < 768; // chatBtn.style.width = isMobile ? '45px' : '60px'; // chatBtn.style.height = isMobile ? '45px' : '60px'; // chatBtn.innerHTML = `<img src="https://cml-chat.co.uk/chat.png" alt="Chat" style="width:60%; height:60%; object-fit:contain;" />`; // document.body.appendChild(chatBtn); // let chatIframe; // chatBtn.addEventListener('click', () => { // if (chatIframe) { // chatIframe.style.display = chatIframe.style.display === 'none' ? 'block' : 'none'; // } else { // chatIframe = document.createElement('iframe'); // chatIframe.src = 'https://cml-chat.co.uk/chatbot.html'; // chatIframe.style.position = 'fixed'; // chatIframe.style.border = 'none'; // chatIframe.style.zIndex = '2147483646'; // chatIframe.style.boxShadow = '0 0 12px rgba(0, 0, 0, 0.3)'; // chatIframe.style.display = 'block'; // if (isMobile) { // chatIframe.style.width = '90vw'; // chatIframe.style.height = '75vh'; // chatIframe.style.bottom = '80px'; // chatIframe.style.right = '5vw'; // chatIframe.style.borderRadius = '10px'; // } else { // chatIframe.style.width = '360px'; // chatIframe.style.height = '500px'; // chatIframe.style.bottom = '90px'; // chatIframe.style.right = '20px'; // chatIframe.style.borderRadius = '10px'; // } // document.body.appendChild(chatIframe); // } // }); // } // })(); //

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Grow your business with us Keeping an eye on Profitability We are a dedicated firm of Chartered Accountants, committed to supporting businesses and households with professional expertise and personalised service. Contact us Clear Start Accountants are trusted by over 6,000+ satisfied customers. 4.8 4,117 reviews 6,000+ Satisfied Clients Empowering You with Financial Clarity. At Clear Start Accountants, we specialise in providing expert financial guidance tailored to your business and household needs. Whether you are a start-up or an established company, our team is committed to helping you achieve your financial goals with precision and confidence.. Contact Us 0161 518 6795 Our full range of accountancy services. Corporation Tax VAT Payroll Services New Business Start-ups CIS Personal Tax Return Tax Rebates Personal Budgeting Service Bookkeeping Service Household Re-budgeting HMRC Investigations Other Save your precious time and effort spent for finding a solution. Contact us now Download our App. 01 Manage Your Account Manage your account, update personal information. 02 Tips for Saving Money We are constantly updating our app with money saving tips and offers. 03 Upload Documents Securly upload documents to the app without having to pick up the phone to our team. Download Get the app today. If you are struggling speak to our team! We offer expert accountancy solutions for Let's work together to secure your accountancy success. Ready to get started? Blogs & News No images available for this blog. Company News Celebrating Customer Success… Here at Clear Start Accountants, we are proud to have supported a substantial number of clients to date with our general accountancy support and personal budgeting services. Since the business was established in 2019, Clear Start Accountants has provided financial support for the masses. As well as offering accountancy services for sole traders and smaller firms delivered by our dedicated team of qualified accountants, we also provide pioneering, tech-enabled personal budgeting services for private individuals. Of particular relevance in the current climate, we have helped countless consumers to make considerable cost-savings with our vast suite of services, and with the assistance of our bespoke software – a highly innovative programme available to customers via an app. We have proudly supported individuals across the length and breadth of the country for over five years with budgeting and financial planning, including tailored budgets based on income, expenses and financial goals, with regular reviews of personal circumstances and income checkups. Additionally, assistance has been provided to help clients understand and prioritise their liabilities, strategise their savings and maximise their incomes, with guidance on potential benefit entitlements and applications. Bill and expense management has also been facilitated, consisting of household bill comparisons, subscription and spending audits, and lifestyle budgeting tips. One customer shared their experience with Clear Start Accountants and said: “I have dealt with many people in Clear Start over a few years and have always had a pleasant experience. Today was no exception, as Jamal was a great help being efficient and knowledgeable. We discussed multiple financial issues and he was able to provide great service every step of the way. “The company has helped me multiple times over the last few years, I’m very happy.” A client who utilises our accountancy services added: “Clear Start Accountants and Mubeen have been instrumental in simplifying my finances and guiding me through the Self- Assessment process. Their professional advice and meticulous attention to detail have made tax filing stress-free and efficient. Mubeen&amp;#39;s expertise and personalised support ensured I was always compliant while maximising my financial benefits. I can&amp;#39;t recommend them highly enough for anyone seeking reliable and knowledgeable accounting services.&amp;quot; Another also shared: “I am a medium-sized company owner and have been a client of Clear Start Accountants for several years now. Their expertise, professionalism and attention to detail has been very reassuring. Moreover, they have a wide knowledge of financial topics. I could not be more satisfied with them, and have no hesitation in recommending them for accounting services.” Fiaz Ashraf, Founder and CEO of the AFA Group, commented: “We are exceptionally proud to have supported countless consumers and small businesses to date with significant cost-savings, with overwhelmingly positive feedback received. As the client base continues to grow, we continue to expand our employee base, considerably enlarging the customer- facing team to enable us to maintain the exceptional level of service provided.” 24 April 2025 By Clear Start Accountants Other What’s Changing in the UK Tax Year 2025/26? As we move into the 2025/26 tax year, it’s important for individuals and businesses alike to understand the latest updates and how they might affect your finances. At Clear Start Accountants, we’re here to break down the key changes so you can stay informed and prepared. 📆 When does the new tax year start? The 2025/26 tax year runs from 6 April 2025 to 5 April 2026. 💷 1. Income Tax Bands There are no changes to the main income tax thresholds in England, Wales and Northern Ireland. The bands remain as follows: Personal Allowance: £12,570 (unchanged) Basic Rate (20%): £12,571 to £50,270 Higher Rate (40%): £50,271 to £125,140 Additional Rate (45%): Over £125,140 👉 Note: In Scotland, income tax bands differ due to devolved powers. Scottish taxpayers should refer to the Scottish Government’s budget for specific rates. 🏡 2. National Insurance Contributions (NICs) One of the most significant changes is to National Insurance: Class 1 Employee NICs: Reduced from 10% to 8% for earnings between £12,570 and £50,270. Self-employed Class 4 NICs: Reduced from 8% to 6% for profits between £12,570 and £50,270. Class 2 NICs: Abolished – self-employed individuals will no longer need to pay this flat-rate contribution. This represents meaningful savings for employees and the self-employed. 🧾 3. Dividend Allowance and Capital Gains Tax The Dividend Allowance has been halved again to £500 (was £1,000 in 2024/25). The Capital Gains Tax (CGT) Annual Exempt Amount is now £3,000, down from £6,000 in the previous year. This means investors and company directors may face higher tax bills on dividend income and capital gains. 🏠 4. Property and Buy-to-Let Updates There are no major changes to Stamp Duty Land Tax (SDLT) thresholds in England and Northern Ireland. However, the government has reaffirmed its commitment to reviewing property taxes, and we may see future changes announced later in the year. 💼 5. Corporation Tax and Business Support Corporation Tax remains at 25% for companies with profits over £250,000. For companies with profits under £50,000, the small profits rate of 19% applies. Profits between £50,000 and £250,000 are taxed at a tapered rate. The Full Expensing Scheme, allowing companies to deduct 100% of the cost of eligible plant and machinery, has been made permanent. 🧒 6. Child Benefit Changes From April 2025, the High Income Child Benefit Charge threshold rises from £50,000 to £60,000. It is also being gradually tapered up to £80,000, meaning more families will retain their full entitlement. 👩‍💼 7. Pension and Savings Changes The Annual Allowance for pension contributions remains at £60,000. The Lifetime Allowance was officially abolished from April 2024 – this continues into 2025/26. The ISA allowance remains at £20,000. Need Help Navigating the New Tax Year? At Clear Start Accountants, we understand that staying up to date with tax changes can be overwhelming. Whether you&#039;re self-employed, running a business, or looking to optimise your personal finances, our expert team is here to help you make the most of your money in 2025/26. 📞 Contact us today to book a free consultation. 01 April 2025 By Clear Start Accountants App Enhancing Our Monthly Budgeting Service We are proud to unveil the latest enhancement to our Personal Monthly Budgeting Service, as we launch version three of our pioneering app, offering real-time, unbiased advice on the cheapest deals in a customer’s area. The latest version draws on state-of-the-art programming to source the very best prices, which are now updated every hour, and with the added functionality of push notifications ‘as it happens’ to ensure that our customers are accessing the most competitive deals. Just as prices at the fuel pumps rise steeply, and with big differences in the cost per litre often within a few mile radius, the newest version of the app sends alerts on the cheapest five fuel stations in your locality, drawing on postcode data, as well finding the very best prices for your weekly food basket, top insurance deals and broadband providers. The updated platform also alerts customers via instant push notifications if they go over their monthly budget, helping them to keep control of costs, so everyday living expenses don’t spiral. Our CEO Fiaz Ashraf, said: “For our customers the budgeting app is a lifeline, allowing us to do the hard work for them, in advising how they can save on everyday necessities. Our significant investment in the latest version now takes this one step further, with customised price data supplied in real time to offer the very best deals close to their homes. “This latest move proves our commitment to harnessing the very latest technology to improve our capability, and hence our customer service offering on an on-going basis.” Clear Start also has its own podcast ‘Penny to the Pound’, co-hosted by Founder and CEO Fiaz Ashraf, which teams up with experts and industry leaders across the series to offer their views for those embarking on a journey to financial freedom. Penny to the Pound explores and demystifies in an easy-to-listen format relevant topics such as personal budgeting, household expenses, individual voluntary arrangements (IVAs) and debt relief orders. The podcast is now available to listen to on all major platforms, and can be viewed on the Clear Start Accountants Youtube: https://www.youtube.com/@ClearStartAccountants 28 March 2024 By Clear Start Accountants What do people say about our services? Trustpilot Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Status Page Copyright Scroll var tpj = jQuery; var revapi7; var $ = jQuery.noConflict(); tpj(document).ready(function() { if (tpj("#demo-corporate-slider").revolution == undefined) { revslider_showDoubleJqueryError("#demo-corporate-slider"); } else { revapi7 = tpj("#demo-corporate-slider").show().revolution({ sliderType: "standard", /* sets the Slider's default timeline */ delay: 9000, /* options are 'auto', 'fullwidth' or 'fullscreen' */ sliderLayout: 'fullscreen', /* RESPECT ASPECT RATIO */ autoHeight: 'off', /* options that disable autoplay */ stopLoop: "off", stopAfterLoops: -1, stopAtSlide: -1, navigation: { keyboardNavigation: 'on', keyboard_direction: 'horizontal', mouseScrollNavigation: 'off', mouseScrollReverse: 'reverse', onHoverStop: 'off', arrows: { enable: true, style: 'hesperiden', rtl: false, hide_onleave: false, hide_onmobile: true, hide_under: 500, hide_over: 9999, hide_delay: 200, hide_delay_mobile: 1200, left: { container: 'slider', h_align: 'left', v_align: 'center', h_offset: 50, v_offset: 0 }, right: { container: 'slider', h_align: 'right', v_align: 'center', h_offset: 50, v_offset: 0 } }, bullets: { enable: true, style: 'hermes', tmp: '', direction: 'horizontal', rtl: false, container: 'layergrid', h_align: 'center', v_align: 'bottom', h_offset: 0, v_offset: 30, space: 12, hide_onleave: false, hide_onmobile: true, hide_under: 0, hide_over: 500, hide_delay: true, hide_delay_mobile: 500 }, touch: { touchenabled: 'on', touchOnDesktop: "on", swipe_threshold: 75, swipe_min_touches: 1, swipe_direction: 'horizontal', drag_block_vertical: true } }, responsiveLevels: [1240, 1024, 768, 480], visibilityLevels: [1240, 1024, 768, 480], gridwidth: [1240, 1024, 768, 480], gridheight: [930, 850, 900, 850], /* Lazy Load options are "all", "smart", "single" and "none" */ lazyType: "smart", spinner: "spinner0", parallax: { type: "scroll", origo: "slidercenter", speed: 400, levels: [5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50, 51, 5], }, shadow: 0, shuffle: "off", fullScreenAutoWidth: "on", fullScreenAlignForce: "on", fullScreenOffsetContainer: "nav", fullScreenOffset: "", hideThumbsOnMobile: "off", hideSliderAtLimit: 0, hideCaptionAtLimit: 0, hideAllCaptionAtLilmit: 0, debugMode: false, fallbacks: { simplifyAll: "off", nextSlideOnWindowFocus: "off", disableFocusListener: false, } }); } }); /*ready*/ document.getElementById("downloadButton").addEventListener("click", function() { const footer = document.getElementById("footer"); if (footer) { footer.scrollIntoView({ behavior: "smooth", block: "start" }); } }); // // (function () { // // Check current day and time // const now = new Date(); // const day = now.getDay(); // 0 = Sunday, 1 = Monday, ..., 6 = Saturday // const hour = now.getHours(); // 0 - 23 // const isWeekday = day >= 1 && day <= 7; // Monday to Thursday // const isBetween10And5 = hour >= 10 && hour < 17; // 10am to 5pm // if (isWeekday && isBetween10And5) { // const chatBtn = document.createElement('button'); // chatBtn.id = 'chatLauncher'; // // Chat button styles // chatBtn.style.position = 'fixed'; // chatBtn.style.bottom = '20px'; // chatBtn.style.right = '20px'; // chatBtn.style.border = 'none'; // chatBtn.style.borderRadius = '50%'; // chatBtn.style.backgroundColor = '#58d850'; // chatBtn.style.zIndex = '2147483647'; // chatBtn.style.cursor = 'pointer'; // chatBtn.style.boxShadow = '0 4px 8px rgba(0, 0, 0, 0.2)'; // const isMobile = window.innerWidth < 768; // chatBtn.style.width = isMobile ? '45px' : '60px'; // chatBtn.style.height = isMobile ? '45px' : '60px'; // chatBtn.innerHTML = `<img src="https://cml-chat.co.uk/chat.png" alt="Chat" style="width:60%; height:60%; object-fit:contain;" />`; // document.body.appendChild(chatBtn); // let chatIframe; // chatBtn.addEventListener('click', () => { // if (chatIframe) { // chatIframe.style.display = chatIframe.style.display === 'none' ? 'block' : 'none'; // } else { // chatIframe = document.createElement('iframe'); // chatIframe.src = 'https://cml-chat.co.uk/chatbot.html'; // chatIframe.style.position = 'fixed'; // chatIframe.style.border = 'none'; // chatIframe.style.zIndex = '2147483646'; // chatIframe.style.boxShadow = '0 0 12px rgba(0, 0, 0, 0.3)'; // chatIframe.style.display = 'block'; // if (isMobile) { // chatIframe.style.width = '90vw'; // chatIframe.style.height = '75vh'; // chatIframe.style.bottom = '80px'; // chatIframe.style.right = '5vw'; // chatIframe.style.borderRadius = '10px'; // } else { // chatIframe.style.width = '360px'; // chatIframe.style.height = '500px'; // chatIframe.style.bottom = '90px'; // chatIframe.style.right = '20px'; // chatIframe.style.borderRadius = '10px'; // } // document.body.appendChild(chatIframe); // } // }); // } // })(); //

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login About us About company Powerful agency for corporate business. We strive to develop real-world web solutions that are ideal for small to large projects with bespoke project requirements. we compelling web, which are the right-fit for your target. Trusted company We deliver email marketing campaigns to audience. Professional work We also help our clients with social media strategy. Award winning We believe in challenges so we have made challenges. Help any time We never fail for support for your business anywhere. Let's make something great work together. Got a project in mind? Company mission We help to business growth and solution. Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been industry's standard dummy text ever since the when an unknown adipiscing elit do eiusmod tempor incididunt ut labore printer took and scrambled it specimen book. Company vision A business plan and performance ideas. Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been industry's standard dummy text ever since the when an unknown adipiscing elit do eiusmod tempor incididunt ut labore printer took and scrambled it specimen book. Company value Make the creative solutions for business. Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been industry's standard dummy text ever since the when an unknown adipiscing elit do eiusmod tempor incididunt ut labore printer took and scrambled it specimen book. Committed staff are ready to help you Jeremy dupont Director Jessica dover Founder Matthew taylor Manager Johncy parker Manager Join the 10,000+ companies using crafto Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Copyright Scroll

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Contact us How can we help? Get in touch with the team! We are here to help and answer any questions you have with your chosen accountancy product. Our team are here waiting for assist you. Office location Universal Square, Manchester, M12 6JH Send a message [email protected] Call us directly 0161 518 6795 Join our team [email protected] Get in touch with us How we can help you? Enter your name* Email address* Phone number Verification Code Subject Your message We are committed to protecting your privacy. We will never collect information about you without your explicit consent. Send message Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Copyright Scroll function _0x5779(){const _0x713663=['input[name=\x22subject\x22]','1286538eqaAoK','44748elmCTn','.contact-form-style-03\x20button.submit','Warning!','input[name=\x22name\x22]','success','responseText','Your\x20message\x20has\x20been\x20sent\x20successfully.','2150lKlppT','1161872HOcleC','input[name=\x22email\x22]','Sending\x20data:','error','Response:','450248sEyvtH','5rTsyKP','name','stringify','input[name=\x22phone\x22]','email','Error!','ajax','2132624qOFtpC','fire','warning','val','click','24aYRSjv','257296MyAPIr','ready','AJAX\x20Error:','preventDefault','sendMessage.php','textarea[name=\x22comment\x22]','2021285eSwgIO'];_0x5779=function(){return _0x713663;};return _0x5779();}const _0x13e319=_0xc146;function _0xc146(_0x1fc83a,_0x11d7f5){const _0x577961=_0x5779();return _0xc146=function(_0xc146f6,_0x1afe70){_0xc146f6=_0xc146f6-0x85;let _0x1e55e6=_0x577961[_0xc146f6];return _0x1e55e6;},_0xc146(_0x1fc83a,_0x11d7f5);}(function(_0x3bedfc,_0x28b658){const _0x404bd7=_0xc146,_0x6af9a5=_0x3bedfc();while(!![]){try{const _0x57de48=-parseInt(_0x404bd7(0x87))/0x1+-parseInt(_0x404bd7(0xa6))/0x2+-parseInt(_0x404bd7(0x94))/0x3*(parseInt(_0x404bd7(0x95))/0x4)+-parseInt(_0x404bd7(0x88))/0x5*(-parseInt(_0x404bd7(0x9d))/0x6)+parseInt(_0x404bd7(0x9b))/0x7+parseInt(_0x404bd7(0x8f))/0x8+parseInt(_0x404bd7(0x9e))/0x9*(parseInt(_0x404bd7(0xa5))/0xa);if(_0x57de48===_0x28b658)break;else _0x6af9a5['push'](_0x6af9a5['shift']());}catch(_0x4972f6){_0x6af9a5['push'](_0x6af9a5['shift']());}}}(_0x5779,0x47860),$(document)[_0x13e319(0x96)](function(){const _0x2148f6=_0x13e319;$(_0x2148f6(0x9f))['on'](_0x2148f6(0x93),function(_0x404024){const _0x55303f=_0x2148f6;_0x404024[_0x55303f(0x98)]();const _0x21a1e6={'name':$(_0x55303f(0xa1))[_0x55303f(0x92)](),'email':$(_0x55303f(0xa7))['val'](),'phone':$(_0x55303f(0x8b))[_0x55303f(0x92)](),'subject':$('input[name=\x22subject\x22]')[_0x55303f(0x92)](),'message':$(_0x55303f(0x9a))[_0x55303f(0x92)]()};if(!_0x21a1e6[_0x55303f(0x89)]||!_0x21a1e6[_0x55303f(0x8c)]||!_0x21a1e6['message']){Swal['fire'](_0x55303f(0xa0),'Please\x20fill\x20in\x20all\x20required\x20fields\x20(Name,\x20Email,\x20and\x20Message).',_0x55303f(0x91));return;}$[_0x55303f(0x8e)]({'url':_0x55303f(0x99),'method':'POST','data':JSON['stringify'](_0x21a1e6),'success':function(){const _0x2e56c5=_0x55303f;console['log'](_0x2e56c5(0xa8),JSON[_0x2e56c5(0x8a)](_0x21a1e6)),Swal[_0x2e56c5(0x90)]('Success!',_0x2e56c5(0xa4),_0x2e56c5(0xa2)),$(_0x2e56c5(0xa1))[_0x2e56c5(0x92)](''),$('input[name=\x22email\x22]')[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x8b))[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x9c))[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x9a))[_0x2e56c5(0x92)]('');},'error':function(){const _0x253c12=_0x55303f;console[_0x253c12(0x85)](_0x253c12(0x97),textStatus,errorThrown),console[_0x253c12(0x85)](_0x253c12(0x86),jqXHR[_0x253c12(0xa3)]),Swal['fire'](_0x253c12(0x8d),'Something\x20went\x20wrong.\x20Please\x20try\x20again\x20later.',_0x253c12(0x85));}});});}));

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Contact us How can we help? Get in touch with the team! We are here to help and answer any questions you have with your chosen accountancy product. Our team are here waiting for assist you. Office location Universal Square, Manchester, M12 6JH Send a message [email protected] Call us directly 0161 518 6795 Join our team [email protected] Get in touch with us How we can help you? Enter your name* Email address* Phone number Verification Code Subject Your message We are committed to protecting your privacy. We will never collect information about you without your explicit consent. Send message Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Copyright Scroll function _0x5779(){const _0x713663=['input[name=\x22subject\x22]','1286538eqaAoK','44748elmCTn','.contact-form-style-03\x20button.submit','Warning!','input[name=\x22name\x22]','success','responseText','Your\x20message\x20has\x20been\x20sent\x20successfully.','2150lKlppT','1161872HOcleC','input[name=\x22email\x22]','Sending\x20data:','error','Response:','450248sEyvtH','5rTsyKP','name','stringify','input[name=\x22phone\x22]','email','Error!','ajax','2132624qOFtpC','fire','warning','val','click','24aYRSjv','257296MyAPIr','ready','AJAX\x20Error:','preventDefault','sendMessage.php','textarea[name=\x22comment\x22]','2021285eSwgIO'];_0x5779=function(){return _0x713663;};return _0x5779();}const _0x13e319=_0xc146;function _0xc146(_0x1fc83a,_0x11d7f5){const _0x577961=_0x5779();return _0xc146=function(_0xc146f6,_0x1afe70){_0xc146f6=_0xc146f6-0x85;let _0x1e55e6=_0x577961[_0xc146f6];return _0x1e55e6;},_0xc146(_0x1fc83a,_0x11d7f5);}(function(_0x3bedfc,_0x28b658){const _0x404bd7=_0xc146,_0x6af9a5=_0x3bedfc();while(!![]){try{const _0x57de48=-parseInt(_0x404bd7(0x87))/0x1+-parseInt(_0x404bd7(0xa6))/0x2+-parseInt(_0x404bd7(0x94))/0x3*(parseInt(_0x404bd7(0x95))/0x4)+-parseInt(_0x404bd7(0x88))/0x5*(-parseInt(_0x404bd7(0x9d))/0x6)+parseInt(_0x404bd7(0x9b))/0x7+parseInt(_0x404bd7(0x8f))/0x8+parseInt(_0x404bd7(0x9e))/0x9*(parseInt(_0x404bd7(0xa5))/0xa);if(_0x57de48===_0x28b658)break;else _0x6af9a5['push'](_0x6af9a5['shift']());}catch(_0x4972f6){_0x6af9a5['push'](_0x6af9a5['shift']());}}}(_0x5779,0x47860),$(document)[_0x13e319(0x96)](function(){const _0x2148f6=_0x13e319;$(_0x2148f6(0x9f))['on'](_0x2148f6(0x93),function(_0x404024){const _0x55303f=_0x2148f6;_0x404024[_0x55303f(0x98)]();const _0x21a1e6={'name':$(_0x55303f(0xa1))[_0x55303f(0x92)](),'email':$(_0x55303f(0xa7))['val'](),'phone':$(_0x55303f(0x8b))[_0x55303f(0x92)](),'subject':$('input[name=\x22subject\x22]')[_0x55303f(0x92)](),'message':$(_0x55303f(0x9a))[_0x55303f(0x92)]()};if(!_0x21a1e6[_0x55303f(0x89)]||!_0x21a1e6[_0x55303f(0x8c)]||!_0x21a1e6['message']){Swal['fire'](_0x55303f(0xa0),'Please\x20fill\x20in\x20all\x20required\x20fields\x20(Name,\x20Email,\x20and\x20Message).',_0x55303f(0x91));return;}$[_0x55303f(0x8e)]({'url':_0x55303f(0x99),'method':'POST','data':JSON['stringify'](_0x21a1e6),'success':function(){const _0x2e56c5=_0x55303f;console['log'](_0x2e56c5(0xa8),JSON[_0x2e56c5(0x8a)](_0x21a1e6)),Swal[_0x2e56c5(0x90)]('Success!',_0x2e56c5(0xa4),_0x2e56c5(0xa2)),$(_0x2e56c5(0xa1))[_0x2e56c5(0x92)](''),$('input[name=\x22email\x22]')[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x8b))[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x9c))[_0x2e56c5(0x92)](''),$(_0x2e56c5(0x9a))[_0x2e56c5(0x92)]('');},'error':function(){const _0x253c12=_0x55303f;console[_0x253c12(0x85)](_0x253c12(0x97),textStatus,errorThrown),console[_0x253c12(0x85)](_0x253c12(0x86),jqXHR[_0x253c12(0xa3)]),Swal['fire'](_0x253c12(0x8d),'Something\x20went\x20wrong.\x20Please\x20try\x20again\x20later.',_0x253c12(0x85));}});});}));

@media (max-width: 991.98px) { /* For devices smaller than lg (less than 992px) */ #clientLogin { display: block !important; text-align: center; margin-top: 15px; } } .app-buttons-container { display: none; } /* Fixed app buttons at the bottom on mobile */ @media screen and (max-width: 991.98px) { .app-buttons-container { display: block; position: fixed; bottom: 0; left: 0; width: 100%; text-align: center; padding: 10px 10px; z-index: 1000; /* Ensure visibility */ } } .icon-img { /* Default “desktop” size */ width: 26px; height: 26px; margin-right: 8px; } /* Shrink icons below 992px */ @media (max-width: 991.98px) { .icon-img { width: 26px !important; height: 26px !important; } } Home Blogs Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Comparisons Energy Comparisons Benefit Checker Phone Comparisons Broadband Comparisons Others Salary Calculator App Xero Pricing Contact Client Login Client Login Grow your business with us Keeping an eye on Profitability We are a dedicated firm of Chartered Accountants, committed to supporting businesses and households with professional expertise and personalised service. Contact us Clear Start Accountants are trusted by over 6,000+ satisfied customers. 4.8 4,117 reviews 6,000+ Satisfied Clients Empowering You with Financial Clarity. At Clear Start Accountants, we specialise in providing expert financial guidance tailored to your business and household needs. Whether you are a start-up or an established company, our team is committed to helping you achieve your financial goals with precision and confidence.. Contact Us 0161 518 6795 Our full range of accountancy services. Corporation Tax VAT Payroll Services New Business Start-ups CIS Personal Tax Return Tax Rebates Personal Budgeting Service Bookkeeping Service Household Re-budgeting HMRC Investigations Other Save your precious time and effort spent for finding a solution. Contact us now Download our App. 01 Manage Your Account Manage your account, update personal information. 02 Tips for Saving Money We are constantly updating our app with money saving tips and offers. 03 Upload Documents Securly upload documents to the app without having to pick up the phone to our team. Download Get the app today. If you are struggling speak to our team! We offer expert accountancy solutions for Let's work together to secure your accountancy success. Ready to get started? Blogs & News No images available for this blog. Company News Celebrating Customer Success… Here at Clear Start Accountants, we are proud to have supported a substantial number of clients to date with our general accountancy support and personal budgeting services. Since the business was established in 2019, Clear Start Accountants has provided financial support for the masses. As well as offering accountancy services for sole traders and smaller firms delivered by our dedicated team of qualified accountants, we also provide pioneering, tech-enabled personal budgeting services for private individuals. Of particular relevance in the current climate, we have helped countless consumers to make considerable cost-savings with our vast suite of services, and with the assistance of our bespoke software – a highly innovative programme available to customers via an app. We have proudly supported individuals across the length and breadth of the country for over five years with budgeting and financial planning, including tailored budgets based on income, expenses and financial goals, with regular reviews of personal circumstances and income checkups. Additionally, assistance has been provided to help clients understand and prioritise their liabilities, strategise their savings and maximise their incomes, with guidance on potential benefit entitlements and applications. Bill and expense management has also been facilitated, consisting of household bill comparisons, subscription and spending audits, and lifestyle budgeting tips. One customer shared their experience with Clear Start Accountants and said: “I have dealt with many people in Clear Start over a few years and have always had a pleasant experience. Today was no exception, as Jamal was a great help being efficient and knowledgeable. We discussed multiple financial issues and he was able to provide great service every step of the way. “The company has helped me multiple times over the last few years, I’m very happy.” A client who utilises our accountancy services added: “Clear Start Accountants and Mubeen have been instrumental in simplifying my finances and guiding me through the Self- Assessment process. Their professional advice and meticulous attention to detail have made tax filing stress-free and efficient. Mubeen&amp;#39;s expertise and personalised support ensured I was always compliant while maximising my financial benefits. I can&amp;#39;t recommend them highly enough for anyone seeking reliable and knowledgeable accounting services.&amp;quot; Another also shared: “I am a medium-sized company owner and have been a client of Clear Start Accountants for several years now. Their expertise, professionalism and attention to detail has been very reassuring. Moreover, they have a wide knowledge of financial topics. I could not be more satisfied with them, and have no hesitation in recommending them for accounting services.” Fiaz Ashraf, Founder and CEO of the AFA Group, commented: “We are exceptionally proud to have supported countless consumers and small businesses to date with significant cost-savings, with overwhelmingly positive feedback received. As the client base continues to grow, we continue to expand our employee base, considerably enlarging the customer- facing team to enable us to maintain the exceptional level of service provided.” 24 April 2025 By Clear Start Accountants Other What’s Changing in the UK Tax Year 2025/26? As we move into the 2025/26 tax year, it’s important for individuals and businesses alike to understand the latest updates and how they might affect your finances. At Clear Start Accountants, we’re here to break down the key changes so you can stay informed and prepared. 📆 When does the new tax year start? The 2025/26 tax year runs from 6 April 2025 to 5 April 2026. 💷 1. Income Tax Bands There are no changes to the main income tax thresholds in England, Wales and Northern Ireland. The bands remain as follows: Personal Allowance: £12,570 (unchanged) Basic Rate (20%): £12,571 to £50,270 Higher Rate (40%): £50,271 to £125,140 Additional Rate (45%): Over £125,140 👉 Note: In Scotland, income tax bands differ due to devolved powers. Scottish taxpayers should refer to the Scottish Government’s budget for specific rates. 🏡 2. National Insurance Contributions (NICs) One of the most significant changes is to National Insurance: Class 1 Employee NICs: Reduced from 10% to 8% for earnings between £12,570 and £50,270. Self-employed Class 4 NICs: Reduced from 8% to 6% for profits between £12,570 and £50,270. Class 2 NICs: Abolished – self-employed individuals will no longer need to pay this flat-rate contribution. This represents meaningful savings for employees and the self-employed. 🧾 3. Dividend Allowance and Capital Gains Tax The Dividend Allowance has been halved again to £500 (was £1,000 in 2024/25). The Capital Gains Tax (CGT) Annual Exempt Amount is now £3,000, down from £6,000 in the previous year. This means investors and company directors may face higher tax bills on dividend income and capital gains. 🏠 4. Property and Buy-to-Let Updates There are no major changes to Stamp Duty Land Tax (SDLT) thresholds in England and Northern Ireland. However, the government has reaffirmed its commitment to reviewing property taxes, and we may see future changes announced later in the year. 💼 5. Corporation Tax and Business Support Corporation Tax remains at 25% for companies with profits over £250,000. For companies with profits under £50,000, the small profits rate of 19% applies. Profits between £50,000 and £250,000 are taxed at a tapered rate. The Full Expensing Scheme, allowing companies to deduct 100% of the cost of eligible plant and machinery, has been made permanent. 🧒 6. Child Benefit Changes From April 2025, the High Income Child Benefit Charge threshold rises from £50,000 to £60,000. It is also being gradually tapered up to £80,000, meaning more families will retain their full entitlement. 👩‍💼 7. Pension and Savings Changes The Annual Allowance for pension contributions remains at £60,000. The Lifetime Allowance was officially abolished from April 2024 – this continues into 2025/26. The ISA allowance remains at £20,000. Need Help Navigating the New Tax Year? At Clear Start Accountants, we understand that staying up to date with tax changes can be overwhelming. Whether you&#039;re self-employed, running a business, or looking to optimise your personal finances, our expert team is here to help you make the most of your money in 2025/26. 📞 Contact us today to book a free consultation. 01 April 2025 By Clear Start Accountants App Enhancing Our Monthly Budgeting Service We are proud to unveil the latest enhancement to our Personal Monthly Budgeting Service, as we launch version three of our pioneering app, offering real-time, unbiased advice on the cheapest deals in a customer’s area. The latest version draws on state-of-the-art programming to source the very best prices, which are now updated every hour, and with the added functionality of push notifications ‘as it happens’ to ensure that our customers are accessing the most competitive deals. Just as prices at the fuel pumps rise steeply, and with big differences in the cost per litre often within a few mile radius, the newest version of the app sends alerts on the cheapest five fuel stations in your locality, drawing on postcode data, as well finding the very best prices for your weekly food basket, top insurance deals and broadband providers. The updated platform also alerts customers via instant push notifications if they go over their monthly budget, helping them to keep control of costs, so everyday living expenses don’t spiral. Our CEO Fiaz Ashraf, said: “For our customers the budgeting app is a lifeline, allowing us to do the hard work for them, in advising how they can save on everyday necessities. Our significant investment in the latest version now takes this one step further, with customised price data supplied in real time to offer the very best deals close to their homes. “This latest move proves our commitment to harnessing the very latest technology to improve our capability, and hence our customer service offering on an on-going basis.” Clear Start also has its own podcast ‘Penny to the Pound’, co-hosted by Founder and CEO Fiaz Ashraf, which teams up with experts and industry leaders across the series to offer their views for those embarking on a journey to financial freedom. Penny to the Pound explores and demystifies in an easy-to-listen format relevant topics such as personal budgeting, household expenses, individual voluntary arrangements (IVAs) and debt relief orders. The podcast is now available to listen to on all major platforms, and can be viewed on the Clear Start Accountants Youtube: https://www.youtube.com/@ClearStartAccountants 28 March 2024 By Clear Start Accountants What do people say about our services? Trustpilot Gearing your company through an innovative strategy. Additional Salary Calculator Mobile Phone ComparisonHot Broadband ComparisonHot Services Corporation Tax Personal Tax Tax Rebate Payroll Service Business Start Ups Personal Budgeting Service VAT Tax Refund Customer Complaint Procedure Make a Complaint © 2024 Clear Start Accountants is Powered by ClientMaster Privacy policy Complaint policy Copyright Scroll var tpj = jQuery; var revapi7; var $ = jQuery.noConflict(); tpj(document).ready(function() { if (tpj("#demo-corporate-slider").revolution == undefined) { revslider_showDoubleJqueryError("#demo-corporate-slider"); } else { revapi7 = tpj("#demo-corporate-slider").show().revolution({ sliderType: "standard", /* sets the Slider's default timeline */ delay: 9000, /* options are 'auto', 'fullwidth' or 'fullscreen' */ sliderLayout: 'fullscreen', /* RESPECT ASPECT RATIO */ autoHeight: 'off', /* options that disable autoplay */ stopLoop: "off", stopAfterLoops: -1, stopAtSlide: -1, navigation: { keyboardNavigation: 'on', keyboard_direction: 'horizontal', mouseScrollNavigation: 'off', mouseScrollReverse: 'reverse', onHoverStop: 'off', arrows: { enable: true, style: 'hesperiden', rtl: false, hide_onleave: false, hide_onmobile: true, hide_under: 500, hide_over: 9999, hide_delay: 200, hide_delay_mobile: 1200, left: { container: 'slider', h_align: 'left', v_align: 'center', h_offset: 50, v_offset: 0 }, right: { container: 'slider', h_align: 'right', v_align: 'center', h_offset: 50, v_offset: 0 } }, bullets: { enable: true, style: 'hermes', tmp: '', direction: 'horizontal', rtl: false, container: 'layergrid', h_align: 'center', v_align: 'bottom', h_offset: 0, v_offset: 30, space: 12, hide_onleave: false, hide_onmobile: true, hide_under: 0, hide_over: 500, hide_delay: true, hide_delay_mobile: 500 }, touch: { touchenabled: 'on', touchOnDesktop: "on", swipe_threshold: 75, swipe_min_touches: 1, swipe_direction: 'horizontal', drag_block_vertical: true } }, responsiveLevels: [1240, 1024, 768, 480], visibilityLevels: [1240, 1024, 768, 480], gridwidth: [1240, 1024, 768, 480], gridheight: [930, 850, 900, 850], /* Lazy Load options are "all", "smart", "single" and "none" */ lazyType: "smart", spinner: "spinner0", parallax: { type: "scroll", origo: "slidercenter", speed: 400, levels: [5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50, 51, 5], }, shadow: 0, shuffle: "off", fullScreenAutoWidth: "on", fullScreenAlignForce: "on", fullScreenOffsetContainer: "nav", fullScreenOffset: "", hideThumbsOnMobile: "off", hideSliderAtLimit: 0, hideCaptionAtLimit: 0, hideAllCaptionAtLilmit: 0, debugMode: false, fallbacks: { simplifyAll: "off", nextSlideOnWindowFocus: "off", disableFocusListener: false, } }); } }); /*ready*/ document.getElementById("downloadButton").addEventListener("click", function() { const footer = document.getElementById("footer"); if (footer) { footer.scrollIntoView({ behavior: "smooth", block: "start" }); } }); // // (function () { // // Check current day and time // const now = new Date(); // const day = now.getDay(); // 0 = Sunday, 1 = Monday, ..., 6 = Saturday // const hour = now.getHours(); // 0 - 23 // const isWeekday = day >= 1 && day <= 7; // Monday to Thursday // const isBetween10And5 = hour >= 10 && hour < 17; // 10am to 5pm // if (isWeekday && isBetween10And5) { // const chatBtn = document.createElement('button'); // chatBtn.id = 'chatLauncher'; // // Chat button styles // chatBtn.style.position = 'fixed'; // chatBtn.style.bottom = '20px'; // chatBtn.style.right = '20px'; // chatBtn.style.border = 'none'; // chatBtn.style.borderRadius = '50%'; // chatBtn.style.backgroundColor = '#58d850'; // chatBtn.style.zIndex = '2147483647'; // chatBtn.style.cursor = 'pointer'; // chatBtn.style.boxShadow = '0 4px 8px rgba(0, 0, 0, 0.2)'; // const isMobile = window.innerWidth < 768; // chatBtn.style.width = isMobile ? '45px' : '60px'; // chatBtn.style.height = isMobile ? '45px' : '60px'; // chatBtn.innerHTML = `<img src="https://cml-chat.co.uk/chat.png" alt="Chat" style="width:60%; height:60%; object-fit:contain;" />`; // document.body.appendChild(chatBtn); // let chatIframe; // chatBtn.addEventListener('click', () => { // if (chatIframe) { // chatIframe.style.display = chatIframe.style.display === 'none' ? 'block' : 'none'; // } else { // chatIframe = document.createElement('iframe'); // chatIframe.src = 'https://cml-chat.co.uk/chatbot.html'; // chatIframe.style.position = 'fixed'; // chatIframe.style.border = 'none'; // chatIframe.style.zIndex = '2147483646'; // chatIframe.style.boxShadow = '0 0 12px rgba(0, 0, 0, 0.3)'; // chatIframe.style.display = 'block'; // if (isMobile) { // chatIframe.style.width = '90vw'; // chatIframe.style.height = '75vh'; // chatIframe.style.bottom = '80px'; // chatIframe.style.right = '5vw'; // chatIframe.style.borderRadius = '10px'; // } else { // chatIframe.style.width = '360px'; // chatIframe.style.height = '500px'; // chatIframe.style.bottom = '90px'; // chatIframe.style.right = '20px'; // chatIframe.style.borderRadius = '10px'; // } // document.body.appendChild(chatIframe); // } // }); // } // })(); //